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How Does Financing Work?

Typical loan lengths are 24 to 60 months

The shorter the the time - the less interest you pay

Extended terms are always available

Cash Involvement?

  • The more cash you put down, the lower the interest charges and monthly payments.
  • Equity in trade can be used for your down payment.
  • Lenders normally like to see 20% - 30% cash or equity.

Interest Rate is Based on:

  • Year, make, and model of vehicle.
  • Job history.
  • Equity or cash involvement.
  • Stability.
  • Credit history.
  • Amount of money borrowed.
  • Length of loan.
  • Any other considerations . . .

Credit Rating:

Considering those qualifications, you will receive one of these ratings from the financial institution:

A+

A

A-

B+

B

B-

C+

C

C-

D+

D

D-

1.9%

New Vehicle

24%

4%

Used Vehicle

28%

Financing programs are available for virtually every credit situation.

Ask about our Pre-Approval Program.

(Estimates based on FICO scores on a 72 month term. Extended terms available.)

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